Do not respond to any Phishing (Email fraud), Smishing…
Biswajit Sahu
July 6, 2022
What is the risk involved in this?
Phishing: Most phishing tactics include technological deceit aimed to make a link in an e-mail clickable Scenario:
An e-mail message from a prominent online store or Internet bank website informs you that your account has been hacked and must be updated, and provides a link to do so
So you click on a link in the message, and it takes you to a website that looks just like the real website; it is a fake login page. If you provide the account information, it will be forwarded to the attacker and may be abused
Smishing: Receiving fraudulent messages from an untrustworthy source
Vishing: Asking PII over the telephone
Spoofed website: Misspell the domain like this- www.myhdfc.com or www.cardsbi.com
Malicious link: Malicious links will conceal themselves behind the original link, with the help of shortened URLs. Like this https://bit.ly/3KLJsHY
Filter Avoidance: To make it more difficult for anti-phishing filters to detect text usually used in phishing e-mails, phishers have employed graphics instead of text
Malware attacks: Attackers attempt to deliver malware via attachments and to trap you by sending fraudulent emails with attachments claiming to update your account information
How to safeguard:
Do not respond to any Phishing (Email fraud), Smishing (Message fraud) or Vishing (Telephonic call fraud) communications
Be cautious before visiting any financial institution’s website
Before clicking any shortened URL, make sure that the communication is from a trusted source
Put your pin yourself rather than handing over your card to the merchant location or service provider, such as a restaurant, to make your payment and check the bill twice
When you are finished with the transaction receipt, do not discard it. Shred or tear it
In case of fraudulent transition always call the respective bank or toll-free number which mentions on the official webpage of the bank otherwise back side of your bank credit card or debit card rather than the usual google search
Make sure no one is seeing your finger movement while you input your PIN when using an ATM
On-site cameras that could readily record your PIN should be kept an eye out for. While entering the PIN, try to keep your hand hidden
Always keep your card’s PIN and data in mind, and report any loss or theft to the bank right away so they can temporarily freeze your account and stop any additional fraudulent transactions until you get a new card
Never keep your credit card password in an ordinary folder on your computer or email account. If the account is hacked, there is a chance that an unauthorized transaction will occur
When completing online payment, look for the security logo on the website to ensure that it is a secure site
Directly download banking applications from the official bank’s website redirected URLs
Do not download your banking app using links supplied to you via email or SMS
Do not give out your card information over the phone or the internet to ANYONE, regardless of whether you know them or not
Do not provide any card or personal information while answering a phone call from someone claiming to be from the card issuing bank or a linked organization
Please get in touch with the numbers listed below within 1 hour if you suspect financial fraud
